The world's first decentralized neo-bank that transforms traditional African rotating savings (tontines) into smart contract-powered financial circles.
99% of unbanked Africans already use tontines. We're making them digital, transparent, and globally accessible.
While banks struggle to serve rural populations with expensive fees and complex requirements, African communities have built the world's most successful peer-to-peer financial network. But it's trapped in manual processes that limit its potential.
We're not teaching Africans new financial behaviors - we're supercharging what already works perfectly with smart contracts and digital transparency.
Join or create rotating savings groups with 5 to 10,000+ members. Smart contracts automate contributions, payouts, and dispute resolution while preserving community trust.
African diaspora can finally join their home country tontines. Send money from London to Lagos instantly with sub-$1 fees, not the traditional $15-50.
Turn your tontine savings into investment opportunities. Buy fractions of real estate, agricultural projects, or commodities starting at just $10.
Store, send, and receive 15+ African currencies, cryptocurrencies, and stablecoins. Work seamlessly with mobile money, bank transfers, and crypto.
Every successful tontine participation builds your formal credit history. Access micro-loans, business financing, and investment opportunities.
Built on Hedera's enterprise-grade network. Every transaction is transparent, secure, and permanent. No more disputes over records or payments.
Start a new tontine group or join an existing one. Set contribution amounts, payout frequency, and group rules through our simple interface.
Our blockchain automatically manages contributions, calculates payouts, and ensures everyone follows the rules. No human intervention needed.
When it's your turn, receive instant payouts to your wallet. Money can be withdrawn, invested, or used for payments immediately.
Use your credit history for loans, invest in tokenized assets, or start new tontine groups. Build real wealth through our ecosystem.
Watch how Maria's tontine group in Lagos went from paper records and cash payments to automated smart contracts and instant cross-border participation.
See how traditional tontines transform into powerful financial circles
Before AfriOne, our tontine group lost money to defaults and kept records on paper that often got lost. Now everything is automatic and transparent. My daughter in London can even participate from abroad.
As a farmer, I used to wait months for payments. With AfriOne's smart contracts, I get paid automatically when I deliver my crops. The blockchain record also helped me get my first bank loan.
I've been sending money home to Ghana for 15 years, paying $50 in fees each time. AfriOne costs less than $1 and my family receives the money in seconds, not days. It's revolutionary.
Be among the first to experience Africa's most powerful financial platform. Built by Africans, for Africans, powered by blockchain.